@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600&family=Manrope:wght@400;500;600;700&display=swap');
:root{--blue:#005a98;--deep:#073c63;--navy:#082e4b;--cyan:#18b9c5;--ice:#eaf6f8;--silver:#d9e0e4;--ink:#123047;--white:#fff;--paper:#f7fafb;--serif:Georgia,'Times New Roman',serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}.topbar{height:88px;display:flex;align-items:center;gap:38px;padding:12px clamp(24px,5vw,84px);position:absolute;z-index:20;width:100%;color:#fff}.brand{width:235px;height:60px;display:flex;align-items:center;overflow:hidden}.brand img{width:100%;filter:brightness(0) invert(1);opacity:.96}.topbar nav{display:flex;gap:30px;margin-left:auto}.topbar nav a{font-size:14px;opacity:.86}.nav-cta{border:1px solid rgba(255,255,255,.45);padding:13px 20px;border-radius:999px;font-size:14px}.menu{display:none;background:none;border:0;color:#fff;font-size:25px}.hero{min-height:900px;position:relative;overflow:hidden;color:#fff;background:radial-gradient(circle at 74% 38%,#107fac 0,transparent 25%),linear-gradient(120deg,#052b48 0%,#064c76 55%,#078dab 100%);display:grid;grid-template-columns:48% 52%;align-items:center;padding:120px clamp(24px,7vw,120px) 50px}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,22,40,.35),transparent 55%),radial-gradient(circle at 87% 15%,rgba(255,255,255,.18),transparent 22%);pointer-events:none}.hero-copy{z-index:2;max-width:700px}.eyebrow,.section-no{font-size:12px;font-weight:600;letter-spacing:.18em}.eyebrow{display:flex;align-items:center;gap:12px;color:#b6f4f5}.eyebrow span{width:32px;height:1px;background:var(--cyan)}h1,h2,h3,p{margin-top:0}.hero h1{font-family:'Manrope',sans-serif;font-size:clamp(49px,5.2vw,88px);line-height:1.01;letter-spacing:-.055em;margin:26px 0}.hero h1 em,h2 em{font-family:var(--serif);font-weight:400;font-style:italic;color:#aeeef0;letter-spacing:-.03em}.lead{font-size:19px;line-height:1.65;max-width:600px;color:#e2f2f6}.actions{display:flex;gap:12px;margin-top:34px}.button{display:inline-flex;align-items:center;justify-content:center;gap:28px;padding:16px 23px;border-radius:999px;font-weight:600;font-size:14px;transition:.25s}.button.primary{background:#fff;color:var(--deep)}.button.primary:hover{background:#c8f6f7;transform:translateY(-2px)}.button.ghost{border:1px solid rgba(255,255,255,.38);color:#fff}.trust{display:grid;grid-template-columns:auto auto 1px auto auto;align-items:center;gap:12px;margin-top:48px;font-size:12px;color:#aed0df}.trust strong{font-size:18px;color:#fff}.trust i{height:32px;background:rgba(255,255,255,.3);margin:0 10px}.hero-visual{position:absolute;right:-2%;bottom:0;width:61%;height:91%;z-index:1}.team-image{position:absolute;right:0;bottom:0;width:min(91%,1050px);z-index:3;filter:drop-shadow(0 22px 30px rgba(0,20,37,.33))}.sun{position:absolute;width:560px;height:560px;border-radius:50%;right:4%;top:4%;background:radial-gradient(circle,rgba(200,255,255,.26),rgba(17,179,195,.06) 62%,transparent 63%);border:1px solid rgba(215,255,255,.14)}.route{position:absolute;inset:0;z-index:2;border:1px solid transparent}.route:after{content:"";position:absolute;width:45%;height:31%;right:9%;top:19%;border:1px dashed rgba(209,250,255,.42);border-radius:50%;transform:rotate(-14deg)}.pin{position:absolute;font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:#cbf7fa}.pin:before{content:"";display:inline-block;width:7px;height:7px;border:2px solid #80f3f2;border-radius:50%;margin-right:6px}.p1{right:12%;top:26%}.p2{right:44%;top:18%}.local-card{position:absolute;z-index:5;right:9%;bottom:8%;background:rgba(4,44,68,.66);border:1px solid rgba(255,255,255,.24);backdrop-filter:blur(16px);padding:15px 18px;border-radius:14px;display:flex;align-items:center;gap:12px}.local-card small{display:block;color:#b3dce5}.local-card strong{font-size:14px}.pulse{width:11px;height:11px;border-radius:50%;background:#43e3db;box-shadow:0 0 0 8px rgba(67,227,219,.13)}.scroll{position:absolute;z-index:5;bottom:28px;left:50%;font-size:10px;letter-spacing:.15em;text-transform:uppercase;opacity:.7}.scroll span{display:block;height:26px;width:1px;background:#fff;margin:auto auto 7px}.contour{position:absolute;border:1px solid rgba(255,255,255,.06);border-radius:48% 52% 60% 40%;width:600px;height:600px;transform:rotate(25deg)}.contour-a{left:-290px;top:380px}.contour-b{left:-230px;top:330px}.intro,.services,.team,.contact{padding:120px clamp(24px,8vw,140px)}.section-no{color:#5b8298;margin-bottom:36px}.intro-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:100px}.intro h2,.section-head h2,.region h2,.team h2,.contact h2,.app-section h2,.focus h2{font-family:'Manrope';font-size:clamp(38px,4vw,67px);line-height:1.08;letter-spacing:-.045em;margin:0}.intro h2 em,.section-head h2 em,.region h2 em,.team h2 em,.contact h2 em{color:var(--blue)}.intro-grid>div p,.section-head>p,.region-copy>p,.team-copy>p{font-size:18px;line-height:1.72;color:#557182}.text-link{display:inline-flex;gap:18px;border-bottom:1px solid #9bb2be;padding-bottom:5px;margin-top:20px;font-weight:600}.services{background:#eaf2f5}.section-head{display:grid;grid-template-columns:1fr .6fr;align-items:end;gap:60px;margin-bottom:55px}.section-head>p{max-width:420px}.service-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.service-card{min-height:565px;padding:40px;border-radius:3px;display:flex;flex-direction:column;position:relative;overflow:hidden}.service-card:after{content:"";position:absolute;width:300px;height:300px;border:1px solid rgba(255,255,255,.15);border-radius:50%;right:-130px;top:-120px}.service-card.private{background:#fff;color:var(--ink)}.service-card.business{background:linear-gradient(145deg,#073b60,#006e92);color:#fff}.card-top{display:flex;justify-content:space-between;font-size:11px;letter-spacing:.16em}.card-top b{font-family:var(--serif);font-size:35px;font-weight:400;opacity:.25}.service-card h3{font-family:'Manrope';font-size:34px;line-height:1.15;margin:60px 0 20px;letter-spacing:-.03em}.service-card p{line-height:1.6;max-width:500px;opacity:.78}.service-card ul{list-style:none;padding:0;margin:28px 0 35px}.service-card li{padding:12px 0;border-top:1px solid rgba(70,110,130,.2)}.service-card li:before{content:'✓';color:var(--cyan);margin-right:12px}.service-card>a{margin-top:auto;display:flex;justify-content:space-between;font-weight:600}.focus{background:#062f4d;color:#fff;padding:120px clamp(24px,8vw,140px);display:grid;grid-template-columns:.75fr 1.25fr;gap:90px}.focus-sticky{position:sticky;top:80px;align-self:start}.section-no.light{color:#83bacb}.focus-sticky>p:last-child{color:#add0db;line-height:1.7;margin-top:30px}.focus-list{border-top:1px solid rgba(255,255,255,.2)}.focus-item{display:grid;grid-template-columns:58px 1fr 30px;gap:24px;align-items:start;padding:35px 0;border-bottom:1px solid rgba(255,255,255,.2);transition:.2s}.focus-item:hover{padding-left:12px}.focus-icon{width:48px;height:48px;border:1px solid #38c9d1;border-radius:50%;display:grid;place-items:center;color:#8be8e7;font-size:22px}.focus-item small{font-size:10px;letter-spacing:.16em;color:#82b8c8}.focus-item h3{font-size:28px;margin:7px 0 9px}.focus-item p{color:#a9cad5;line-height:1.55;margin:0}.focus-item>b{font-size:22px;color:#70dce0}.region{min-height:720px;background:#f8fbfc;display:grid;grid-template-columns:1.05fr .95fr}.region-map{position:relative;background:linear-gradient(135deg,#d8e8ea,#b9d4d9);overflow:hidden}.region-map:before{content:"";position:absolute;inset:0;opacity:.28;background-image:linear-gradient(32deg,transparent 48%,#fff 49%,#fff 50%,transparent 51%),linear-gradient(150deg,transparent 48%,#6e9dab 49%,#6e9dab 50%,transparent 51%);background-size:100px 100px}.river{position:absolute;width:120%;height:170px;background:#77b9c8;transform:rotate(-13deg);top:45%;left:-10%;border-radius:50%}.photo-placeholder{position:absolute;left:8%;top:11%;width:44%;height:37%;border:1px solid rgba(255,255,255,.7);background:linear-gradient(140deg,rgba(255,255,255,.4),rgba(0,89,126,.2));display:flex;flex-direction:column;justify-content:end;padding:20px;color:#fff;box-shadow:0 20px 45px rgba(28,70,86,.18)}.photo-placeholder span{font-family:var(--serif);font-size:28px;font-style:italic}.photo-placeholder small{letter-spacing:.15em}.town{position:absolute;font-size:11px;letter-spacing:.15em;font-weight:600;color:#174960}.town i{display:block;width:14px;height:14px;background:var(--cyan);border:3px solid #fff;border-radius:50%;box-shadow:0 0 0 5px rgba(23,186,197,.25);margin-top:8px}.geest{left:57%;top:37%}.buechen{left:72%;top:68%}.region-copy{padding:100px clamp(35px,7vw,120px)}.region-copy>p{margin:35px 0}.locations{border-top:1px solid #c8d8de;margin:35px 0}.locations>div{padding:18px 0;border-bottom:1px solid #c8d8de;display:flex;justify-content:space-between}.locations span{color:#6d8997;font-size:13px}.button.dark{background:var(--deep);color:#fff}.team{display:grid;grid-template-columns:.82fr 1.18fr;gap:80px;align-items:center;background:#fff}.team-copy>p{margin:28px 0}.quote{border-left:2px solid var(--cyan);padding:12px 0 12px 24px;font-family:var(--serif);font-style:italic;font-size:20px;color:var(--blue)}.team-frame{min-height:520px;background:linear-gradient(150deg,#e7f2f4,#c7e4e6);position:relative;overflow:hidden}.team-frame img{position:absolute;bottom:0;left:2%;width:98%}.team-frame span{position:absolute;right:20px;top:20px;writing-mode:vertical-rl;font-size:10px;letter-spacing:.18em;color:#347181}.app-section{padding:110px clamp(24px,10vw,180px);background:linear-gradient(120deg,#063a5b,#007f9e);color:#fff;display:grid;grid-template-columns:.7fr 1.3fr;gap:100px;align-items:center}.phone{width:270px;height:520px;border:8px solid #cfd8dc;border-radius:42px;padding:10px;background:#123c58;box-shadow:0 25px 60px rgba(0,0,0,.3);transform:rotate(-4deg);justify-self:center}.phone-screen{height:100%;border-radius:26px;background:#f4fafb;padding:45px 18px 20px;color:var(--deep);text-align:center;overflow:hidden}.phone-screen img{width:150px}.phone-screen p{font-weight:600;font-size:14px;margin:20px}.app-row{height:45px;background:#e1edf0;border-radius:8px;margin:10px}.app-row.short{width:64%}.app-cards{display:flex;gap:8px;margin:25px 10px}.app-cards i{height:78px;flex:1;background:linear-gradient(#0e7596,#0bb7bd);border-radius:8px}.app-section>div>p{color:#bedde4;line-height:1.7;max-width:650px;margin:30px 0}.checks{list-style:none;padding:0;margin:25px 0 35px}.checks li{margin:12px 0}.checks li:before{content:'✓';margin-right:13px;color:#86f0eb}.button.white{background:#fff;color:var(--deep)}.contact{text-align:center;background:#eef5f6}.contact>p:not(.section-no){font-size:18px;color:#66818d;margin:28px 0}.center{justify-content:center}.contact .button.ghost{color:var(--deep);border-color:#8ca7b3}footer{background:#052a45;color:#b7ced7;padding:55px clamp(24px,8vw,140px);display:grid;grid-template-columns:220px 1fr auto;gap:35px;align-items:center}footer img{width:210px;filter:brightness(0) invert(1)}footer p{margin:0}footer div{display:flex;gap:20px;font-size:13px}footer small{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.15);padding-top:20px}
@media(max-width:1000px){.topbar nav{display:none}.nav-cta{margin-left:auto}.hero{grid-template-columns:1fr;padding-top:135px;align-items:start;min-height:980px}.hero-copy{max-width:620px}.hero-visual{width:90%;height:60%;right:-10%}.team-image{width:88%}.intro-grid,.section-head,.focus,.team,.app-section{grid-template-columns:1fr}.focus-sticky{position:static}.region{grid-template-columns:1fr}.region-map{min-height:520px}.service-card{min-height:520px}.team-frame{min-height:500px}.app-section{gap:55px}.phone{order:2}footer{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.topbar{height:72px;padding:10px 18px}.brand{width:180px}.nav-cta{display:none}.menu{display:block;margin-left:auto}.hero{padding:105px 22px 30px;min-height:840px}.hero h1{font-size:49px}.lead{font-size:16px}.actions{flex-direction:column;align-items:flex-start}.trust{grid-template-columns:auto 1fr}.trust i,.trust strong:nth-of-type(2),.trust span:nth-of-type(2){display:none}.hero-visual{height:47%;width:125%;right:-38%}.team-image{width:100%}.local-card{display:none}.intro,.services,.team,.contact{padding:80px 22px}.intro-grid{gap:30px}.service-grid{grid-template-columns:1fr}.service-card{padding:28px;min-height:540px}.focus{padding:80px 22px;gap:40px}.focus-item{grid-template-columns:48px 1fr}.focus-item>b{display:none}.region-map{min-height:440px}.region-copy{padding:70px 22px}.locations>div{flex-direction:column;gap:5px}.team{gap:35px}.team-frame{min-height:390px}.app-section{padding:80px 22px}.phone{width:230px;height:440px}.contact .actions{align-items:stretch}.scroll{display:none}footer{grid-template-columns:1fr;padding:45px 22px}footer div{flex-wrap:wrap}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* New full team portrait: treated as a deliberate editorial image panel. */
.hero .team-image{right:2%;bottom:7%;width:min(92%,1050px);border-radius:26px;filter:none;box-shadow:0 28px 70px rgba(0,20,37,.35);border:1px solid rgba(255,255,255,.45)}
.team-frame img{inset:0;left:0;bottom:auto;width:100%;height:100%;object-fit:cover;object-position:center}
.team-frame img.team-director-photo{left:50%;top:0;right:auto;bottom:auto;width:auto;height:118%;max-width:none;object-fit:contain;object-position:center top;transform:translateX(-50%)}
@media(max-width:1000px){.hero .team-image{width:88%;bottom:5%}}
@media(max-width:680px){.hero-visual{height:43%;width:112%;right:-30%}.hero .team-image{width:100%;bottom:8%;border-radius:18px}.team-frame img{object-position:center}.team-frame img.team-director-photo{height:110%}}

/* Expandable service navigation */
.service-card .service-links{margin:24px 0 28px;position:relative;z-index:2}
.service-card .service-links li{padding:0}.service-card .service-links li:before{display:none}
.service-links a{display:grid;grid-template-columns:1fr auto;align-items:center;padding:13px 2px;transition:padding .25s ease,background .25s ease}
.service-links a:before{content:'✓';color:var(--cyan);margin-right:12px;grid-row:1;display:none}
.service-links span{grid-column:1;font-weight:500}
.service-links small{grid-column:1;display:grid;grid-template-rows:0fr;opacity:0;font-size:13px;line-height:1.45;transition:grid-template-rows .25s ease,opacity .25s ease,padding .25s ease;overflow:hidden}
.service-links b{grid-column:2;grid-row:1/3;font-size:18px;font-weight:400;opacity:0;transform:translateX(-10px);transition:.25s}
.service-links a:hover,.service-links a:focus-visible,.service-links a.is-open{padding:16px 14px;background:rgba(16,185,197,.09);outline:none}
.business .service-links a:hover,.business .service-links a:focus-visible,.business .service-links a.is-open{background:rgba(255,255,255,.09)}
.service-links a:hover small,.service-links a:focus-visible small,.service-links a.is-open small{grid-template-rows:1fr;opacity:.78;padding-top:5px}
.service-links a:hover b,.service-links a:focus-visible b,.service-links a.is-open b{opacity:1;transform:none}
@media(hover:hover){.service-links a:hover{cursor:pointer}}

/* Prepared service detail pages */
.detail-page{min-height:100vh;background:#062f4d;color:#fff}
.detail-nav{height:92px;padding:14px clamp(24px,7vw,110px);display:flex;align-items:center;justify-content:space-between;position:relative;z-index:3;border-bottom:1px solid rgba(255,255,255,.14)}
.detail-brand{width:240px;height:60px;overflow:hidden;display:flex;align-items:center}.detail-brand img{width:100%;filter:brightness(0) invert(1)}
.back-link{font-size:14px;color:#c2e3ea}
.detail-main{min-height:calc(100vh - 92px);position:relative;overflow:hidden;display:grid;align-items:center;padding:70px clamp(24px,11vw,190px)}
.detail-main:after{content:'';position:absolute;width:650px;height:650px;border:1px solid rgba(118,231,232,.17);border-radius:50%;right:-180px;top:-160px;box-shadow:0 0 0 90px rgba(59,205,211,.035),0 0 0 180px rgba(59,205,211,.025)}
.detail-hero{max-width:890px;position:relative;z-index:2}.detail-hero .eyebrow i{font-style:normal}.detail-hero h1{font-size:clamp(48px,7vw,100px);max-width:950px}.detail-hero>.lead{max-width:760px;margin:30px 0;font-size:20px}.detail-note{max-width:620px;padding:26px 30px;margin:40px 0;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-left:3px solid var(--cyan);backdrop-filter:blur(10px)}.detail-note small{letter-spacing:.17em;color:#8de4e6}.detail-note strong{display:block;font-size:24px;margin:9px 0}.detail-note p{color:#bad8df;line-height:1.6;margin:0}
@media(max-width:680px){.detail-nav{height:75px}.detail-brand{width:175px}.back-link{font-size:0}.back-link:after{content:'← Übersicht';font-size:13px}.detail-main{padding:55px 22px}.detail-hero h1{font-size:48px}.detail-hero>.lead{font-size:17px}.detail-note{padding:22px}}

/* Official FK Nord logo and its blue/silver visual environment */
.brand,.detail-brand{width:290px;height:64px;padding:7px 11px;background:rgba(255,255,255,.97);border:1px solid rgba(217,224,228,.85);border-radius:8px;box-shadow:0 10px 30px rgba(2,31,52,.14)}
.brand img,.detail-brand img{width:100%;height:100%;object-fit:contain;filter:none;opacity:1}
footer img{width:260px;padding:8px 10px;background:#fff;border-radius:7px;filter:none}
@media(max-width:680px){.brand,.detail-brand{width:205px;height:52px;padding:6px 8px}.topbar{height:78px}footer img{width:225px}}

/* Transparent logo integration and reduced hero portrait */
.brand,.detail-brand{width:300px;height:66px;padding:0;background:transparent;border:0;border-radius:0;box-shadow:none;overflow:visible}
.brand img,.detail-brand img{width:100%;height:100%;object-fit:contain;filter:brightness(0) invert(1) drop-shadow(0 2px 8px rgba(0,20,36,.22))}
footer img{width:270px;padding:0;background:transparent;border-radius:0;filter:brightness(0) invert(1)}
.hero .team-image{width:min(61.5%,700px);right:7%;bottom:10%}
@media(max-width:1000px){.hero .team-image{width:59%;right:5%;bottom:8%}}
@media(max-width:680px){.brand,.detail-brand{width:215px;height:52px;padding:0}.hero .team-image{width:66%;right:9%;bottom:12%;border-radius:14px}footer img{width:230px}}

/* Legible original-colour logo and turquoise framed team portrait */
.brand,.detail-brand{width:300px;height:66px;padding:7px 11px;background:linear-gradient(135deg,rgba(218,248,249,.94),rgba(173,230,234,.9));border:1px solid rgba(255,255,255,.55);border-radius:10px;box-shadow:0 10px 28px rgba(0,26,45,.18);overflow:hidden}
.brand img,.detail-brand img{filter:none;mix-blend-mode:multiply}
footer img{width:270px;padding:7px 10px;background:#c8eef0;border:1px solid rgba(255,255,255,.5);border-radius:8px;filter:none;mix-blend-mode:multiply}
.team-card{position:absolute;z-index:3;right:7%;bottom:10%;width:min(61.5%,700px);padding:7px;background:linear-gradient(145deg,#d8f6f6,#a9e1e5);border:3px solid rgba(255,255,255,.92);border-radius:28px;box-shadow:0 30px 75px rgba(0,25,44,.34),0 0 0 1px rgba(255,255,255,.22);overflow:hidden}
.hero .team-card .team-image{position:static;display:block;width:100%;height:auto;border:0;border-radius:20px;box-shadow:none;filter:none;mix-blend-mode:multiply}
@media(max-width:1000px){.team-card{width:59%;right:5%;bottom:8%}}
@media(max-width:680px){.brand,.detail-brand{width:215px;height:52px;padding:5px 8px}.team-card{width:66%;right:9%;bottom:12%;padding:4px;border-width:2px;border-radius:17px}.hero .team-card .team-image{width:100%;border-radius:12px}footer img{width:230px}}

/* Clean white homepage hero */
.hero{color:var(--ink);background:#fff}
.hero:after{background:radial-gradient(circle at 82% 34%,rgba(24,185,197,.1),transparent 25%),linear-gradient(90deg,rgba(232,243,246,.28),transparent 58%)}
.topbar{color:var(--deep)}
.topbar nav a{color:var(--deep);opacity:.9}.nav-cta{color:var(--deep);border-color:rgba(7,60,99,.35)}
.brand{padding:0;background:transparent;border:0;border-radius:0;box-shadow:none;overflow:visible}
.brand img{filter:none;mix-blend-mode:normal}.menu{color:var(--deep)}
.hero .eyebrow{color:var(--blue)}.hero h1{color:var(--deep)}.hero h1 em{color:#138f9d}.hero .lead{color:#496979}
.hero .button.primary{background:var(--deep);color:#fff}.hero .button.ghost{color:var(--deep);border-color:rgba(7,60,99,.32)}
.hero .trust{color:#688796}.hero .trust strong{color:var(--deep)}.hero .trust i{background:rgba(7,60,99,.22)}
.hero .scroll{color:var(--deep)}.hero .scroll span{background:var(--deep)}
.hero .contour{border-color:rgba(7,60,99,.07)}.hero .sun{background:radial-gradient(circle,rgba(196,239,241,.42),rgba(196,239,241,.08) 62%,transparent 63%);border-color:rgba(19,143,157,.14)}
.hero .pin{color:#3f788c}.hero .pin:before{border-color:#18b9c5}
.team-card{padding:0;background:transparent;border:0;border-radius:0;box-shadow:none;overflow:visible}
.hero .team-card .team-image{border-radius:0;mix-blend-mode:normal;background:transparent}
@media(max-width:680px){.brand{padding:0}.hero .team-card .team-image{border-radius:0}}

/* Originalfoto freigestellt: unveränderte Personen vor der Regionsgrafik. */
.hero .team-card .team-image{mix-blend-mode:normal;filter:drop-shadow(0 22px 30px rgba(7,60,99,.12))}
.hero .pin{font-size:11px;font-weight:700;letter-spacing:.13em;color:#176078;white-space:nowrap}
.hero .route{z-index:2;pointer-events:none}
.hero .pin:before{width:9px;height:9px;background:#fff;box-shadow:0 0 0 4px rgba(24,185,197,.12)}
/* Geografische West-Ost-Anordnung: Hamburg – Geesthacht – Büchen. */
.p3{right:47%;top:7%}
.p1{right:27%;top:16%}
.p2{right:13%;top:13%}
.p4{right:36%;top:23%}
.p5{right:25%;top:32%}
.p6{right:8%;top:21%}
.p7{right:20%;top:9.5%}
.hero .pin.secondary{font-size:9px;font-weight:500;opacity:.5;letter-spacing:.11em}
.hero .pin.secondary:before{width:6px;height:6px;border-width:1px;box-shadow:none;background:transparent}
.hero .sun{z-index:1;width:min(720px,72vw);height:auto;aspect-ratio:1;right:3%;top:2%;background:radial-gradient(circle,rgba(196,239,241,.48),rgba(196,239,241,.12) 62%,transparent 63%);border-color:rgba(19,143,157,.24);box-shadow:0 0 0 48px rgba(24,185,197,.025),0 0 0 96px rgba(24,185,197,.018)}
.hero .team-card{z-index:3}
@media(max-width:680px){.hero .pin{font-size:9px}.p3{right:48%;top:6%}.p1{right:28%;top:15%}.p2{right:10%;top:12%}.p4{right:37%;top:22%}.p5{right:26%;top:31%}.p6{right:5%;top:20%}.p7{right:18%;top:8.5%}.hero .pin.secondary{font-size:7px}.hero .sun{width:94vw;right:-3%;top:1%;box-shadow:0 0 0 28px rgba(24,185,197,.02)}}

/* Larger header branding and direct telephone CTA */
.topbar{height:140px;gap:28px}
.topbar .brand{width:720px;height:128px;flex:0 1 720px}
.phone-cta{display:flex;align-items:center;gap:12px;padding:10px 18px;border:1px solid rgba(7,60,99,.28);background:#fff;box-shadow:0 8px 24px rgba(7,60,99,.09)}
.phone-cta span{font-size:13px;font-weight:500}.phone-cta strong{font-size:15px;color:var(--blue);white-space:nowrap}
.phone-cta:hover{background:var(--deep);color:#fff;border-color:var(--deep);transform:translateY(-1px)}.phone-cta:hover strong{color:#fff}
@media(max-width:1500px){.topbar .brand{width:520px;height:98px;flex-basis:520px}.topbar nav{gap:18px}.phone-cta span{display:none}}
@media(max-width:680px){.topbar{height:88px;gap:10px}.topbar .brand{width:min(280px,calc(100vw - 142px));height:68px;flex-basis:auto}.phone-cta{display:flex;width:44px;height:44px;padding:0;border-radius:50%;font-size:0}.phone-cta span,.phone-cta strong{display:none}.phone-cta:after{content:'☎';font-size:19px}.menu{margin-left:0}}

/* Regional photo gallery beneath the geographic structure in section 04. */
.region-map{isolation:isolate;background:#cfe4e7}
.regional-gallery{position:absolute;inset:0;z-index:0;overflow:hidden}
.regional-gallery:after{content:'';position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(115deg,rgba(225,246,248,.66),rgba(191,225,229,.48)),linear-gradient(0deg,rgba(6,55,79,.2),transparent 55%)}
.regional-slide{position:absolute;inset:0;margin:0;opacity:0;transform:scale(1.025);transition:opacity .9s ease,transform 6.5s ease;pointer-events:none}
.regional-slide.is-active{opacity:1;transform:scale(1);z-index:1}
.regional-slide img{width:100%;height:100%;display:block;object-fit:cover;object-position:center}
.regional-slide-portrait img{object-position:center 58%}
.regional-gallery-controls{position:absolute;z-index:6;left:26px;bottom:24px;display:flex;gap:9px;padding:9px 11px;border:1px solid rgba(255,255,255,.56);border-radius:999px;background:rgba(5,53,77,.35);backdrop-filter:blur(8px)}
.regional-gallery-controls button{width:9px;height:9px;padding:0;border:1px solid rgba(255,255,255,.92);border-radius:50%;background:transparent;cursor:pointer;transition:width .2s,background .2s}
.regional-gallery-controls button.is-active{width:24px;border-radius:8px;background:#fff}
.regional-gallery-controls button:focus-visible{outline:2px solid #fff;outline-offset:3px}
.region-map:after{content:'';position:absolute;z-index:3;width:min(76%,640px);aspect-ratio:1;left:10%;top:7%;border:1px solid rgba(15,132,151,.42);border-radius:50%;box-shadow:0 0 0 42px rgba(255,255,255,.13),0 0 0 84px rgba(24,185,197,.07);pointer-events:none}
.region-map:before{z-index:2}
.region-map .river{z-index:2;opacity:.24;mix-blend-mode:screen}
.region-map:before,.region-map .river{display:none}
.region-orbit{position:absolute;z-index:3;left:18%;top:16%;width:64%;aspect-ratio:1;border:1px dashed rgba(7,74,99,.36);border-radius:50%;transform:rotate(-10deg);pointer-events:none}
.region-map .town{z-index:4;white-space:nowrap;text-shadow:0 1px 8px rgba(255,255,255,.95),0 1px 0 #fff}
.region-map .town i{width:12px;height:12px;margin-top:6px}
.region-map .town-primary{font-size:11px;color:#0b526d}
.region-map .town-secondary{font-size:9px;opacity:.62;font-weight:500}
.town-hamburg{left:15%;top:23%}.town-geesthacht{left:42%;top:41%}.town-schwarzenbek{left:57%;top:32%}.town-buechen{left:75%;top:35%}.town-winsen{left:33%;top:58%}.town-lueneburg{left:46%;top:74%}.town-boizenburg{left:84%;top:54%}
.locations .location-link{padding:18px 0;border-bottom:1px solid #c8d8de;display:flex;justify-content:space-between;align-items:center;transition:color .2s,padding .2s}
.locations .location-link:hover,.locations .location-link:focus-visible{color:var(--blue);padding-left:8px}
.locations .location-link span{color:#567887;font-size:13px}
@media(max-width:680px){.region-map:after{width:86%;left:7%;top:5%}.region-orbit{left:14%;top:13%;width:72%}.region-map .town-primary{font-size:9px}.region-map .town-secondary{font-size:7px}.town-hamburg{left:9%;top:20%}.town-geesthacht{left:38%;top:40%}.town-schwarzenbek{left:55%;top:30%}.town-buechen{left:75%;top:34%}.town-winsen{left:29%;top:57%}.town-lueneburg{left:43%;top:73%}.town-boizenburg{left:80%;top:53%}.regional-gallery-controls{left:18px;bottom:18px}.locations .location-link{flex-direction:column;align-items:flex-start;gap:5px}}
@media(prefers-reduced-motion:reduce){.regional-slide{transition:none}}

/* Direct WhatsApp contact in the consultation areas. */
.button.whatsapp{background:#087c78;color:#fff;border:1px solid #087c78;box-shadow:0 8px 22px rgba(8,124,120,.16)}
.button.whatsapp:hover,.button.whatsapp:focus-visible{background:#056864;border-color:#056864;transform:translateY(-2px)}
.contact-actions{flex-wrap:wrap}

/* Four equal contact paths with a shared icon language. */
.contact-options{max-width:1050px;margin:42px auto 0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;border-top:1px solid #c9dfe3;border-bottom:1px solid #c9dfe3}
.contact-option{min-height:210px;padding:30px 18px 26px;background:transparent;border-left:1px solid #c9dfe3;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;transition:color .25s ease,background .25s ease}
.contact-option:first-child{border-left:0}
.contact-option-icon{width:88px;height:88px;margin-bottom:18px;border:1px solid #83cbd2;border-radius:50%;display:grid;place-items:center;color:var(--blue);background:rgba(255,255,255,.52);transition:color .25s ease,background .25s ease,border-color .25s ease,transform .25s ease}
.contact-option-icon svg{width:43px;height:43px;display:block;fill:none;stroke:currentColor;stroke-width:1.65;stroke-linecap:round;stroke-linejoin:round}
.contact-option-label{margin-bottom:7px;color:#648491;font-size:12px;font-weight:700;letter-spacing:.16em}
.contact-option strong{color:var(--deep);font-size:16px;line-height:1.35;overflow-wrap:anywhere}
.contact-option small{margin-top:7px;color:#6c8793;font-size:12px}
.contact-option:hover{background:rgba(255,255,255,.4)}
.contact-option:hover .contact-option-icon{color:#fff;background:var(--deep);border-color:var(--deep);transform:translateY(-4px)}
.contact-option:focus-visible{outline:3px solid #42cdd3;outline-offset:4px}
@media(max-width:960px){.contact-options{grid-template-columns:repeat(2,minmax(0,1fr))}.contact-option:nth-child(3){border-left:0;border-top:1px solid #c9dfe3}.contact-option:nth-child(4){border-top:1px solid #c9dfe3}}
@media(max-width:560px){.contact-options{grid-template-columns:1fr}.contact-option{min-height:175px;border-left:0}.contact-option:nth-child(n+2){border-top:1px solid #c9dfe3}}

/* Compact three-part slideshow in the insurance page hero. */
.coverage-hero{grid-template-columns:minmax(0,2fr) minmax(280px,1fr);gap:70px}
.coverage-hero-gallery{position:relative;z-index:2;justify-self:end;width:min(100%,360px);aspect-ratio:4/5;border:1px solid rgba(255,255,255,.6);background:rgba(255,255,255,.1);box-shadow:0 28px 70px rgba(0,25,43,.3);overflow:hidden}
.coverage-hero-gallery:before{content:'';position:absolute;z-index:4;inset:13px;border:1px solid rgba(255,255,255,.24);pointer-events:none}
.coverage-hero-slide{position:absolute;inset:0;margin:0;opacity:0;transform:scale(1.035);transition:opacity .7s ease,transform 5.5s ease;pointer-events:none}
.coverage-hero-slide.is-active{opacity:1;transform:scale(1);z-index:1}
.coverage-hero-slide img{width:100%;height:100%;object-fit:cover;display:block}
.coverage-hero-slide figcaption{position:absolute;left:24px;bottom:24px;padding:9px 13px;background:rgba(4,43,67,.72);border:1px solid rgba(255,255,255,.28);backdrop-filter:blur(10px);font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.coverage-hero-controls{position:absolute;z-index:6;right:22px;bottom:25px;display:flex;gap:7px}
.coverage-hero-controls button{width:9px;height:9px;padding:0;border:1px solid #fff;border-radius:50%;background:transparent;cursor:pointer}
.coverage-hero-controls button.is-active{background:#fff}
.coverage-hero-controls button:focus-visible{outline:2px solid #82f1ef;outline-offset:3px}
.download-link{display:flex;align-items:center;justify-content:space-between;margin-top:30px;padding-top:18px;border-top:1px solid #dbe6e8;color:var(--blue);font-weight:700}
.download-link:hover,.download-link:focus-visible{color:var(--deep)}
.download-link b{font-size:21px}
@media(max-width:1000px){.coverage-hero-gallery{justify-self:start;width:min(100%,520px);aspect-ratio:16/9}}
@media(max-width:680px){.coverage-hero{gap:44px}.coverage-hero-gallery{width:100%;aspect-ratio:4/3}}

/* Betriebliche Versicherungen */
.business-insurance-page{background:#fff;color:var(--deep)}
.business-insurance-hero{min-height:760px;padding:80px clamp(24px,7vw,130px) 100px;display:grid;grid-template-columns:minmax(0,.9fr) minmax(480px,1.1fr);gap:70px;align-items:center;background:linear-gradient(130deg,#fff 0 58%,#eaf5f6 58% 100%)}
.business-insurance-hero-copy{max-width:680px}.business-insurance-hero h1{font-size:clamp(58px,6vw,94px);line-height:.94;letter-spacing:-.055em;margin:20px 0 30px}.business-insurance-hero h1 em,.business-insurance-intro h2 em,.business-insurance-topic h2 em,.business-insurance-page .coverage-faq h2 em{font-family:var(--serif);font-weight:400;color:var(--blue)}
.business-insurance-hero-copy>p:not(.coverage-kicker){font-size:19px;line-height:1.72;color:#527481;max-width:620px}.business-insurance-hero figure{margin:0;position:relative}.business-insurance-hero figure:before{content:'';position:absolute;inset:-18px 18px 18px -18px;border:1px solid #89cdd3;z-index:0}.business-insurance-hero figure img{position:relative;z-index:1;width:100%;aspect-ratio:3/2;object-fit:cover;display:block}.business-insurance-hero figcaption{position:relative;z-index:2;margin:-28px 22px 0 auto;padding:18px 22px;width:min(400px,78%);background:var(--deep);color:#d8edf0;font-size:14px;line-height:1.5}
.business-insurance-intro{padding:100px clamp(24px,10vw,180px);display:grid;grid-template-columns:1fr .75fr;column-gap:90px;align-items:end}.business-insurance-intro>.coverage-kicker{grid-column:1/-1}.business-insurance-intro h2{font-size:clamp(42px,4.3vw,68px);line-height:1.05;margin:12px 0 0}.business-insurance-intro>p:last-child{font-size:18px;line-height:1.75;color:#587582;margin:0}
.business-insurance-topic{padding:110px clamp(24px,10vw,180px);display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.72fr);gap:90px;align-items:center;position:relative}.business-insurance-topic h2{font-size:clamp(38px,4vw,62px);line-height:1.05;margin:14px 0 28px}.business-insurance-topic-copy>p:not(.coverage-kicker){font-size:17px;line-height:1.75;color:#587582}.business-insurance-topic .topic-number{position:absolute;top:62px;left:clamp(24px,4.5vw,85px);font-family:var(--serif);font-size:88px;color:#d9e9ec;z-index:0}.business-insurance-topic-copy{position:relative;z-index:1}.business-insurance-note{padding:46px;background:linear-gradient(145deg,#063653,#075d77);color:#fff;box-shadow:20px 20px 0 #d8eff1}.business-insurance-note>span{font-size:12px;letter-spacing:.18em;color:#78dfe1}.business-insurance-note h3{font-size:28px;line-height:1.2;margin:18px 0}.business-insurance-note p{line-height:1.75;color:#cae2e6}
.fleet-topic{grid-template-columns:minmax(360px,.9fr) minmax(0,1.1fr);background:#edf6f7}.fleet-topic figure,.contents-topic figure{margin:0}.fleet-topic figure img,.contents-topic figure img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover}.business-mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:32px}.business-mini-grid>div{padding:22px;border-top:2px solid var(--cyan);background:rgba(255,255,255,.72)}.business-mini-grid strong,.business-mini-grid span{display:block}.business-mini-grid strong{margin-bottom:8px}.business-mini-grid span{font-size:14px;line-height:1.55;color:#63808b}
.contents-topic{grid-template-columns:minmax(0,1fr) minmax(360px,.9fr)}.contents-topic .button{margin-top:22px}.business-insurance-overview{padding:90px clamp(24px,10vw,180px);background:var(--deep);color:#fff}.business-insurance-overview>.coverage-kicker{color:#6bd9de}.business-insurance-overview>div{display:grid;grid-template-columns:repeat(3,1fr);margin-top:38px;border-top:1px solid rgba(255,255,255,.18)}.business-insurance-overview article{padding:36px 34px 16px 0;border-right:1px solid rgba(255,255,255,.18)}.business-insurance-overview article+article{padding-left:34px}.business-insurance-overview article:last-child{border-right:0}.business-insurance-overview article>span{font-family:var(--serif);font-size:42px;color:#65d3d9}.business-insurance-overview h3{font-size:26px;margin:10px 0}.business-insurance-overview p{line-height:1.65;color:#bdd6dc}
.business-insurance-sources{padding:45px clamp(24px,10vw,180px);background:#f7fafb;border-bottom:1px solid #d7e6e8}.business-insurance-sources p:last-child{max-width:1080px;line-height:1.7;color:#66818c}.business-insurance-sources a{color:var(--blue);font-weight:700;text-decoration:underline;text-underline-offset:3px}
@media(max-width:1050px){.business-insurance-hero,.business-insurance-intro,.business-insurance-topic,.fleet-topic,.contents-topic{grid-template-columns:1fr}.business-insurance-hero{background:linear-gradient(180deg,#fff 0 62%,#eaf5f6 62% 100%);min-height:auto}.business-insurance-intro{gap:30px}.business-insurance-topic .topic-number{left:auto;right:30px}.fleet-topic figure{order:2}.business-insurance-overview>div{grid-template-columns:1fr}.business-insurance-overview article,.business-insurance-overview article+article{padding:26px 0;border-right:0;border-bottom:1px solid rgba(255,255,255,.18)}}
@media(max-width:680px){.business-insurance-hero,.business-insurance-intro,.business-insurance-topic,.business-insurance-overview,.business-insurance-sources{padding:70px 22px}.business-insurance-hero{gap:50px;padding-top:45px}.business-insurance-hero h1{font-size:50px}.business-insurance-hero-copy>p:not(.coverage-kicker){font-size:17px}.business-insurance-hero figure:before{inset:-10px 10px 10px -10px}.business-insurance-hero figcaption{width:calc(100% - 22px);margin-top:-15px}.business-insurance-intro h2,.business-insurance-topic h2{font-size:42px}.business-insurance-topic{gap:42px}.business-insurance-topic .topic-number{font-size:58px;top:38px}.business-insurance-note{padding:30px;box-shadow:10px 10px 0 #d8eff1}.business-mini-grid{grid-template-columns:1fr}.fleet-topic figure img,.contents-topic figure img{aspect-ratio:1/1}.contents-topic figure{order:-1}}
.cyber-platform-link{margin-top:28px;padding:16px 0 4px;display:flex;align-items:center;justify-content:space-between;border-top:1px solid rgba(255,255,255,.28);color:#fff;font-weight:800}.cyber-platform-link:hover{color:#79e2e3}.cyber-contact-cta{display:flex;justify-content:center;margin:0 auto 34px}.cyber-contact-cta .button{background:var(--deep);color:#fff}

/* Keep section numbers readable and separate on both business service pages. */
.business-insurance-page .business-insurance-topic .topic-number{position:static;display:block;width:max-content;margin:0 0 22px;font-family:var(--serif);font-size:78px;line-height:.78;color:#b9d9dd;z-index:auto}
@media(max-width:680px){.business-insurance-page .business-insurance-topic .topic-number{position:static;margin-bottom:18px;font-size:62px;line-height:.82}}

/* Betriebliche Altersvorsorge */
.bav-hero{background:linear-gradient(130deg,#fff 0 56%,#e6f5f6 56% 100%)}
.bav-hero figure img{object-position:center}
.bav-employer-topic{background:#fff}
.bav-conversion-topic{background:#eef6f7}
.bav-conversion-topic figure{margin:0;min-height:610px;overflow:hidden}
.bav-conversion-topic figure img{width:100%;height:100%;min-height:610px;object-fit:cover;display:block}
.bav-example{margin-top:32px;padding:28px;background:#fff;border:1px solid #cbdde1;box-shadow:0 16px 40px rgba(5,55,80,.07)}
.bav-example>span{font-size:10px;letter-spacing:.16em;font-weight:800;color:#168da0}
.bav-example>div{display:grid;grid-template-columns:auto 1fr auto auto 1fr;align-items:center;gap:8px 14px;margin:20px 0 14px}
.bav-example strong{font-family:var(--serif);font-size:38px;color:var(--deep);white-space:nowrap}
.bav-example small{color:#5e7b87;line-height:1.4}
.bav-example b{font-size:22px;color:#0baab4}
.bav-example p{font-size:12px!important;line-height:1.55!important;margin:0;color:#718994!important}
.bav-paths-topic{background:#fff;grid-template-columns:.72fr 1.28fr;align-items:start}
.bav-path-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:#cbdde1;border:1px solid #cbdde1}
.bav-path-grid article{padding:28px;background:#f8fbfb}
.bav-path-grid article:last-child{grid-column:1/-1}
.bav-path-grid span{font-family:var(--serif);font-size:38px;color:#b4d5d9}
.bav-path-grid h3{margin:8px 0 12px;color:var(--deep);font-size:20px}
.bav-path-grid p{margin:0;color:#5b7783;line-height:1.6;font-size:14px}
.bav-service-topic{background:#e8f3f5;grid-template-columns:.8fr 1.2fr}
.bav-service-panel{align-self:stretch;padding:50px;display:flex;flex-direction:column;justify-content:center;background:linear-gradient(145deg,#063752,#087d91);color:#fff;box-shadow:0 22px 55px rgba(5,55,80,.15)}
.bav-service-panel .coverage-kicker{color:#82e5e6}
.bav-service-panel h3{font-size:clamp(34px,3.2vw,50px);line-height:1.08;margin:0 0 22px}
.bav-service-panel p{color:#c8e3e7;line-height:1.7}
.bav-service-panel a{margin-top:20px;padding-top:20px;border-top:1px solid rgba(255,255,255,.22);font-weight:800;display:flex;justify-content:space-between}
.bav-service-panel a:hover{color:#7de3e4}
.bav-overview{background:linear-gradient(135deg,#063653 0%,#075d77 58%,#087f94 100%)}
@media(max-width:1000px){.bav-paths-topic,.bav-service-topic{grid-template-columns:1fr}.bav-conversion-topic figure{min-height:450px}.bav-conversion-topic figure img{min-height:450px}.bav-path-grid{grid-template-columns:1fr}.bav-path-grid article:last-child{grid-column:auto}}
@media(max-width:680px){.bav-example{padding:22px 18px}.bav-example>div{grid-template-columns:1fr auto 1fr;text-align:center}.bav-example strong{font-size:30px}.bav-example small{grid-row:2}.bav-example b{grid-column:2;grid-row:1/3}.bav-service-panel{padding:36px 24px}.bav-conversion-topic figure,.bav-conversion-topic figure img{min-height:320px}}

/* D&O, Managerhaftung & Vermögensschutz */
.management-hero{background:linear-gradient(130deg,#fff 0 56%,#e7f3f5 56% 100%)}
.management-hero figure img{object-position:center}
.management-do-topic{background:#fff}
.management-liability-topic{background:#eef6f7}
.management-liability-topic figure{margin:0;min-height:610px;overflow:hidden}
.management-liability-topic figure img{width:100%;height:100%;min-height:610px;object-fit:cover;display:block}
.management-compare{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin-top:30px;background:#cbdde1;border:1px solid #cbdde1}
.management-compare article{padding:24px;background:#fff}
.management-compare span{display:block;margin-bottom:8px;color:#168da0;font-size:11px;font-weight:800;letter-spacing:.16em}
.management-compare strong{display:block;color:var(--deep);font-size:19px}
.management-compare p{margin:10px 0 0;color:#5d7884;font-size:14px;line-height:1.6}
.management-check-topic{background:#fff;grid-template-columns:1.05fr .75fr}
.management-check-panel{padding:44px;background:linear-gradient(145deg,#063653,#075f79);color:#fff;box-shadow:18px 18px 0 #d8eff1}
.management-check-panel .coverage-kicker{color:#7ce0e2}
.management-check-panel h3{font-size:28px;margin:0 0 22px}
.management-check-panel ol{list-style:none;padding:0;margin:0}
.management-check-panel li{display:grid;grid-template-columns:42px 1fr;align-items:center;gap:12px;padding:15px 0;border-top:1px solid rgba(255,255,255,.18);line-height:1.5;color:#d3e9ec}
.management-check-panel li span{font-family:var(--serif);font-size:26px;color:#72dfe1}
.management-extras-topic{background:#e8f3f5;grid-template-columns:1.08fr .92fr;align-items:start}
.management-extra-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#cbdde1;border:1px solid #cbdde1}
.management-extra-grid article{padding:27px;background:#fff}
.management-extra-grid span{font-family:var(--serif);font-size:36px;color:#b6d6da}
.management-extra-grid h3{margin:8px 0 11px;color:var(--deep);font-size:19px}
.management-extra-grid p{margin:0;color:#5c7884;font-size:14px;line-height:1.6}
.management-extra-grid a{display:inline-block;margin-top:14px;color:var(--blue);font-size:13px;font-weight:800}
.management-overview{background:linear-gradient(135deg,#063653 0%,#075d77 58%,#087f94 100%)}
@media(max-width:1000px){.management-check-topic,.management-extras-topic{grid-template-columns:1fr}.management-liability-topic figure,.management-liability-topic figure img{min-height:450px}.management-extra-grid{order:2}}
@media(max-width:680px){.management-compare,.management-extra-grid{grid-template-columns:1fr}.management-check-panel{padding:32px 24px;box-shadow:10px 10px 0 #d8eff1}.management-liability-topic figure,.management-liability-topic figure img{min-height:320px}}

/* Live Google reviews integrated into the footer. */
.site-footer .footer-reviews{max-width:1500px;margin:0 auto 42px;padding-bottom:38px;border-bottom:1px solid #d7e5e8}.footer-reviews-head{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:22px}.footer-reviews-head>div{display:block}.footer-reviews-head>div>span{display:block;margin-bottom:8px;color:#668592;font-size:11px;font-weight:700;letter-spacing:.17em}.footer-reviews h2{margin:0;color:var(--deep);font-family:'Manrope',sans-serif;font-size:clamp(27px,3vw,42px);line-height:1.12;letter-spacing:-.035em}.footer-reviews .review-cta{display:inline-flex;align-items:center;gap:22px;padding:13px 19px;border:1px solid #95bac3;border-radius:999px;color:var(--blue);font-size:14px;font-weight:700;white-space:nowrap}.footer-reviews .review-cta:hover{background:var(--deep);color:#fff;border-color:var(--deep)}
.site-footer .reviews-widget-shell{min-height:104px;padding:14px 16px;border:1px solid #d1e2e5;background:#f4f9fa;overflow:hidden}.site-footer #trustindex-widget:not(:empty)+.reviews-consent-note{display:none}.site-footer .reviews-consent-note{min-height:70px;padding:0;display:flex;align-items:center;justify-content:space-between;gap:24px;text-align:left}.site-footer .reviews-consent-note>div{display:grid;grid-template-columns:auto 1fr;align-items:center;column-gap:18px;row-gap:2px}.site-footer .google-stars{grid-row:1/3;color:#f5b400;font-size:22px;letter-spacing:.08em}.site-footer .reviews-consent-note strong{color:var(--deep);font-size:15px}.site-footer .reviews-consent-note small{color:#66828f;font-size:12px}.site-footer .reviews-consent-note button{padding:10px 15px;border:0;border-radius:999px;background:var(--deep);color:#fff;font:inherit;font-size:12px;font-weight:700;cursor:pointer;white-space:nowrap}.site-footer .review-request{margin:13px 0 0;color:#607d89;font-size:13px;line-height:1.5}.site-footer .review-request strong{color:var(--deep)}
.reviews-carousel{width:100%}.review-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.review-card{min-width:0;padding:16px;background:#fff;border:1px solid #d4e3e7;display:flex;flex-direction:column;gap:9px;text-align:left}.review-card-head{display:flex;align-items:center;gap:10px}.review-avatar{width:36px;height:36px;border-radius:50%;object-fit:cover}.review-card-head>div{min-width:0;display:flex;flex-direction:column}.review-card-head strong{overflow:hidden;color:var(--deep);font-size:14px;white-space:nowrap;text-overflow:ellipsis}.review-card-head small{color:#78909b;font-size:11px}.review-stars{color:#f5b400;font-size:16px;letter-spacing:.04em}.review-card p{display:-webkit-box;min-height:62px;margin:0;overflow:hidden;color:#456673;font-size:13px;line-height:1.48;-webkit-box-orient:vertical;-webkit-line-clamp:3}.review-source{display:flex;align-items:center;gap:7px;margin-top:auto;color:var(--blue);font-size:11px;font-weight:700}.review-source span{display:grid;width:19px;height:19px;border:1px solid #c7dce1;border-radius:50%;place-items:center;color:#4285f4;font-weight:800}.review-source b{margin-left:auto}.review-controls{display:flex;align-items:center;justify-content:flex-end;gap:7px;margin-top:10px}.review-controls span{margin-right:5px;color:#718b96;font-size:11px}.review-controls button{width:34px;height:34px;border:1px solid #9fc4cb;border-radius:50%;background:#fff;color:var(--deep);font:inherit;font-size:16px;cursor:pointer}.review-controls button:hover,.review-controls button:focus-visible{background:var(--deep);color:#fff}.review-controls button:focus-visible{outline:3px solid #42cdd3;outline-offset:2px}
.footer-cookie-link{padding:0;border:0;background:none;color:inherit;font:inherit;cursor:pointer}.footer-cookie-link:hover{color:var(--blue)}
.cookie-consent{position:fixed;z-index:1000;left:24px;right:24px;bottom:24px;max-width:1180px;margin:auto;padding:23px 26px;border:1px solid #9cc8cf;border-radius:16px;background:rgba(255,255,255,.98);color:var(--ink);box-shadow:0 22px 70px rgba(2,38,61,.24);display:flex;align-items:center;justify-content:space-between;gap:30px;backdrop-filter:blur(14px)}.cookie-consent[hidden]{display:none}.cookie-copy{max-width:720px}.cookie-copy strong{display:block;margin-bottom:6px;color:var(--deep);font-size:18px}.cookie-copy p{margin:0 0 6px;line-height:1.5;color:#557482}.cookie-copy a{font-size:13px;color:var(--blue);text-decoration:underline;text-underline-offset:3px}.cookie-actions{display:flex;gap:10px;flex-shrink:0}.cookie-actions button{padding:13px 18px;border-radius:999px;font:inherit;font-size:14px;font-weight:700;cursor:pointer}.cookie-secondary{border:1px solid #91adb8;background:#fff;color:var(--deep)}.cookie-primary{border:1px solid var(--deep);background:var(--deep);color:#fff}.cookie-actions button:focus-visible,.footer-cookie-link:focus-visible{outline:3px solid #42cdd3;outline-offset:3px}
@media(max-width:1120px){.review-cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:850px){.footer-reviews-head{align-items:flex-start;flex-direction:column;gap:18px}.site-footer .reviews-consent-note{align-items:flex-start;flex-direction:column}.cookie-consent{align-items:stretch;flex-direction:column;gap:18px}.cookie-actions{justify-content:flex-end}}
@media(max-width:760px){.review-cards{grid-template-columns:1fr}}
@media(max-width:560px){.site-footer .footer-reviews{margin-bottom:32px;padding-bottom:30px}.site-footer .reviews-widget-shell{padding:16px}.site-footer .reviews-consent-note>div{grid-template-columns:1fr}.site-footer .google-stars{grid-row:auto}.site-footer .reviews-consent-note button{width:100%}.cookie-consent{left:12px;right:12px;bottom:12px;padding:20px}.cookie-actions{flex-direction:column}.cookie-actions button{width:100%}}
@media(prefers-reduced-motion:reduce){.coverage-hero-slide{transition:none}}

/* Health and earning-capacity service page. */
.health-hero-photo{position:relative;z-index:2;justify-self:end;width:min(100%,410px);aspect-ratio:4/5;margin:0;overflow:hidden;border:1px solid rgba(255,255,255,.58);box-shadow:0 28px 70px rgba(0,25,43,.3)}
.health-hero-photo:before{content:'';position:absolute;z-index:2;inset:13px;border:1px solid rgba(255,255,255,.28);pointer-events:none}.health-hero-photo img{width:100%;height:100%;display:block;object-fit:cover}.health-hero-photo figcaption{position:absolute;z-index:3;left:24px;right:24px;bottom:24px;padding:10px 13px;background:rgba(4,43,67,.74);border:1px solid rgba(255,255,255,.28);color:#fff;font-size:12px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;backdrop-filter:blur(10px)}
.health-topic{position:relative;padding:115px clamp(24px,9vw,160px);display:grid;grid-template-columns:.8fr 1.2fr;gap:100px;align-items:start;background:#fff}.health-topic-alt{background:#edf5f6}.health-topic-title{position:sticky;top:40px}.health-topic-title .topic-number{position:static;display:block;margin-bottom:16px}.health-topic h2,.health-process h2{margin:0;color:var(--deep);font-family:'Manrope',sans-serif;font-size:clamp(40px,4.4vw,66px);line-height:1.07;letter-spacing:-.045em}.health-topic h2 em,.health-process h2 em{color:var(--blue);font-family:var(--serif);font-weight:400}.health-topic-copy>p:first-child{margin-top:0;color:#496a79;font-size:19px;line-height:1.75}.health-topic-copy .coverage-list{margin-top:28px}.health-callout{background:linear-gradient(130deg,#062f4d,#087b91)}
.health-process{padding:110px clamp(24px,9vw,160px);background:#f4f9fa}.health-process-head{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px;align-items:end;margin-bottom:58px}.health-process-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid #cbdcdf;border-bottom:1px solid #cbdcdf}.health-process-grid article{min-height:255px;padding:30px 26px;border-left:1px solid #cbdcdf}.health-process-grid article:first-child{border-left:0}.health-process-grid span{color:var(--cyan);font-size:13px;font-weight:700;letter-spacing:.14em}.health-process-grid h3{margin:24px 0 13px;color:var(--deep);font-family:'Manrope',sans-serif;font-size:22px}.health-process-grid p{margin:0;color:#5a7784;line-height:1.65}
@media(max-width:1000px){.health-hero-photo{justify-self:start;width:min(100%,520px);aspect-ratio:16/11}.health-topic{grid-template-columns:1fr;gap:42px}.health-topic-title{position:static}.health-process-head{grid-template-columns:1fr;gap:25px}.health-process-grid{grid-template-columns:repeat(2,1fr)}.health-process-grid article:nth-child(3){border-left:0;border-top:1px solid #cbdcdf}.health-process-grid article:nth-child(4){border-top:1px solid #cbdcdf}}
@media(max-width:680px){.health-hero-photo{width:100%;aspect-ratio:4/3}.health-topic,.health-process{padding:75px 22px}.health-process-grid{grid-template-columns:1fr}.health-process-grid article{min-height:0;border-left:0;border-top:1px solid #cbdcdf}.health-process-grid article:first-child{border-top:0}}

/* Two linked office columns in section 07. */
.contact-locations{max-width:1050px;margin:48px auto 38px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;text-align:left}
.office-card{scroll-margin-top:36px;min-height:365px;padding:38px 40px;background:#fff;border:1px solid #d4e3e7;box-shadow:0 18px 45px rgba(7,60,99,.08);display:flex;flex-direction:column;position:relative;overflow:hidden}
.office-card:after{content:'';position:absolute;width:210px;height:210px;border:1px solid rgba(24,185,197,.13);border-radius:50%;right:-105px;top:-110px}
.office-label{font-size:11px!important;line-height:1.4!important;letter-spacing:.18em;color:var(--blue)!important;font-weight:700;margin:0 0 20px!important}
.office-card h3{font-family:'Manrope',sans-serif;font-size:28px;color:var(--deep);margin:0 0 4px;letter-spacing:-.025em}
.office-card address{font-style:normal;font-size:17px;color:#557182}
.office-hours{display:flex;flex-direction:column;gap:7px;margin:28px 0 30px;padding-top:22px;border-top:1px solid #d9e5e8;color:#496979}
.office-hours strong{color:var(--deep);margin-bottom:4px}.office-hours small{font-size:12px;color:#718e9b;margin-top:4px}
.maps-link{margin-top:auto;display:flex;align-items:center;justify-content:space-between;padding-top:17px;border-top:1px solid #d9e5e8;color:var(--blue);font-weight:700}
.maps-link:hover,.maps-link:focus-visible{color:var(--deep)}
@media(max-width:760px){.contact-locations{grid-template-columns:1fr;margin-top:35px}.office-card{min-height:auto;padding:30px 26px}.contact{padding-left:22px;padding-right:22px}}

/* Light footer aligned with the homepage header. */
.site-footer{display:block;padding:50px clamp(24px,5vw,84px) 28px;background:#fff;color:var(--deep);border-top:1px solid #d7e5e8}
.site-footer .footer-main{display:flex;align-items:center;justify-content:space-between;gap:48px;max-width:1500px;margin:0 auto;padding-bottom:36px}
.site-footer .footer-brand{display:flex;flex-direction:column;align-items:flex-start;gap:15px}
.site-footer .footer-brand img{width:min(520px,46vw);height:auto;padding:0;background:transparent;border:0;border-radius:0;filter:none;mix-blend-mode:normal}
.site-footer .footer-brand p{margin:0;color:#587583;font-size:16px;line-height:1.55}
.site-footer .footer-social{display:flex;flex-direction:column;align-items:flex-end;gap:13px}
.site-footer .footer-social>span{color:#668592;font-size:12px;font-weight:700;letter-spacing:.16em}
.site-footer .social-links{display:flex;gap:10px}
.site-footer .social-link{width:46px;height:46px;border:1px solid #91cbd1;border-radius:50%;display:grid;place-items:center;color:var(--blue);background:#f2fafb;transition:color .2s ease,background .2s ease,transform .2s ease}
.site-footer .social-link svg{width:23px;height:23px;display:block;fill:currentColor;stroke:none}
.site-footer .social-link:last-child svg{fill:none;stroke:currentColor;stroke-width:1.8}.site-footer .social-link:last-child .social-dot{fill:currentColor;stroke:none}
.site-footer .social-link:hover,.site-footer .social-link:focus-visible{color:#fff;background:var(--deep);transform:translateY(-2px)}
.site-footer .social-link:focus-visible{outline:3px solid #42cdd3;outline-offset:3px}
.site-footer .footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:28px;max-width:1500px;margin:0 auto;padding-top:24px;border-top:1px solid #d7e5e8;color:#67828f}
.site-footer .footer-bottom small{grid-column:auto;padding:0;border:0;font-size:13px}
.site-footer .footer-bottom nav{display:flex;gap:25px;font-size:13px}.site-footer .footer-bottom nav a:hover{color:var(--blue)}
@media(max-width:760px){.site-footer{padding:42px 22px 26px}.site-footer .footer-main{align-items:flex-start;flex-direction:column;gap:28px}.site-footer .footer-brand img{width:min(100%,360px)}.site-footer .footer-social{align-items:flex-start}.site-footer .footer-bottom{align-items:flex-start;flex-direction:column-reverse;gap:18px}.site-footer .footer-bottom nav{flex-wrap:wrap}}

/* Legal information pages */
.legal-page{background:#f4f9fa;color:var(--ink)}
.legal-header{min-height:112px;padding:18px clamp(24px,5vw,84px);display:flex;align-items:center;justify-content:space-between;gap:28px;background:#fff;border-bottom:1px solid #d7e5e8}
.legal-logo{width:min(520px,55vw);height:76px;display:flex;align-items:center}.legal-logo img{width:100%;height:100%;object-fit:contain}
.legal-back{padding:12px 18px;border:1px solid #a8c5ce;border-radius:999px;color:var(--deep);font-size:14px;font-weight:700}.legal-back:hover{background:var(--deep);color:#fff}
.legal-main{max-width:1050px;margin:0 auto;padding:80px 28px 100px}
.legal-kicker{margin:0 0 18px;color:var(--blue);font-size:12px;font-weight:700;letter-spacing:.17em}
.legal-main h1{margin:0 0 45px;color:var(--deep);font-family:'Manrope',sans-serif;font-size:clamp(44px,6vw,76px);letter-spacing:-.045em;line-height:1.05}
.legal-content{padding:52px clamp(24px,6vw,72px);background:#fff;border:1px solid #d7e5e8;box-shadow:0 20px 55px rgba(7,60,99,.07)}
.legal-content h2{margin:42px 0 14px;color:var(--deep);font-family:'Manrope',sans-serif;font-size:26px;letter-spacing:-.025em}.legal-content h2:first-child{margin-top:0}
.legal-content h3{margin:30px 0 10px;color:var(--deep);font-size:19px}.legal-content p,.legal-content li,.legal-content address{font-size:16px;line-height:1.72;color:#496979}.legal-content address{font-style:normal}.legal-content ul{padding-left:22px}.legal-content a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.legal-content .legal-note{padding:20px 24px;border-left:3px solid var(--cyan);background:#eff8f9}
@media(max-width:680px){.legal-header{min-height:90px;padding:14px 20px}.legal-logo{width:min(260px,65vw);height:58px}.legal-back{width:44px;height:44px;padding:0;display:grid;place-items:center;font-size:0}.legal-back:after{content:'←';font-size:20px}.legal-main{padding:55px 20px 75px}.legal-content{padding:34px 24px}.legal-main h1{margin-bottom:32px}}

/* Interactive Finanzmanager phone and native app downloads. */
.app-section{grid-template-columns:minmax(300px,.72fr) minmax(0,1.28fr);gap:clamp(60px,8vw,130px)}
.phone.phone-link{width:310px;height:610px;padding:11px;border:8px solid #d5e0e4;border-radius:47px;background:#123c58;display:block;color:var(--deep);box-shadow:0 28px 70px rgba(0,0,0,.32);transition:transform .28s ease,box-shadow .28s ease}
.phone.phone-link:hover{transform:rotate(-2deg) translateY(-8px);box-shadow:0 38px 80px rgba(0,0,0,.38)}.phone.phone-link:focus-visible{outline:3px solid #83f2ef;outline-offset:7px}
.phone.phone-link .phone-screen{position:relative;height:100%;padding:25px 17px 19px;border-radius:29px;background:linear-gradient(180deg,#f8fcfd,#edf6f7);text-align:left;display:flex;flex-direction:column;overflow:hidden}
.phone-status{display:flex;justify-content:space-between;margin:0 5px 15px;color:#6d8995;font-size:9px}.phone-status span:last-child{font-size:6px;letter-spacing:2px}
.phone.phone-link .finance-logo{width:172px;height:55px;margin:0 auto 12px;object-fit:contain}
.phone-welcome{display:flex;flex-direction:column;gap:5px;margin:0 5px 15px}.phone-welcome small{color:#4f7a89;font-size:8px;font-weight:700;letter-spacing:.16em}.phone-welcome strong{font-size:16px;line-height:1.25;color:var(--deep)}
.phone-overview{margin:0 4px 12px;padding:16px;border-radius:13px;background:linear-gradient(135deg,#07577b,#0aa2ae);color:#fff;display:flex;align-items:center;justify-content:space-between;box-shadow:0 10px 24px rgba(6,75,104,.2)}.phone-overview div{display:flex;flex-direction:column;gap:4px}.phone-overview span{font-size:8px;letter-spacing:.14em;opacity:.72}.phone-overview strong{font-size:14px}.phone-overview b{font-size:21px}
.phone-services{display:flex;flex-direction:column;gap:8px;margin:0 4px}.phone-services span{padding:11px 12px;border:1px solid #d4e5e8;border-radius:9px;background:#fff;color:#315a6c;font-size:11px;font-weight:600;display:flex;align-items:center;gap:10px}.phone-services i{width:22px;height:22px;border-radius:50%;background:#e2f5f6;color:#087e91;font-style:normal;display:grid;place-items:center;font-size:11px}
.phone-nav{display:grid;grid-template-columns:repeat(3,1fr);gap:4px;margin:auto 4px 11px;padding-top:12px;border-top:1px solid #d5e5e8}.phone-nav span{font-size:8px;text-align:center;color:#75909b}.phone-nav .active{color:var(--blue);font-weight:700}
.phone-login{padding:11px 13px;border-radius:999px;background:var(--deep);color:#fff;font-size:10px;font-weight:700;display:flex;align-items:center;justify-content:space-between}
.app-copy{max-width:780px}.app-login{margin-bottom:30px}
.store-downloads{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.store-card{min-width:210px;padding:12px 15px 12px 12px;border:1px solid rgba(255,255,255,.42);border-radius:13px;background:rgba(255,255,255,.1);display:flex;align-items:center;gap:13px;color:#fff;transition:background .2s ease,transform .2s ease}.store-card:hover{background:rgba(255,255,255,.18);transform:translateY(-3px)}.store-card:focus-visible{outline:3px solid #8ff3ef;outline-offset:3px}
.store-card img{width:76px;height:76px;padding:5px;border-radius:7px;background:#fff}.store-card span{display:flex;flex-direction:column}.store-card small{font-size:9px;letter-spacing:.12em;color:#bcdce4}.store-card strong{font-size:17px;line-height:1.2}
@media(max-width:1000px){.app-section{grid-template-columns:1fr;gap:55px}.phone.phone-link{order:2}.app-copy{order:1}.store-downloads{margin-bottom:12px}}
@media(max-width:680px){.phone.phone-link{width:260px;height:520px;padding:8px;border-width:7px}.phone.phone-link .phone-screen{padding:19px 13px 14px}.phone.phone-link .finance-logo{width:145px;height:44px}.phone-services span{padding:8px 10px}.store-downloads{display:grid;grid-template-columns:1fr}.store-card{width:100%;min-width:0}.store-card img{width:70px;height:70px}}

/* Altersvorsorge & Drei-Schichten-Vergleich */
.pension-hero{grid-template-columns:minmax(0,1.15fr) minmax(390px,.85fr)}
.pension-stack{position:relative;z-index:2;display:flex;flex-direction:column;gap:14px;align-self:center}.pension-stack article{display:flex;align-items:center;gap:22px;padding:24px 28px;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.08);backdrop-filter:blur(9px);box-shadow:0 18px 45px rgba(2,30,48,.16)}.pension-stack article:first-child{width:72%;align-self:center}.pension-stack article:nth-child(2){width:86%;align-self:center}.pension-stack article:last-child{width:100%}.pension-stack span{font-family:var(--serif);font-size:44px;color:#82e7e8}.pension-stack div{display:flex;flex-direction:column;gap:4px}.pension-stack strong{font-size:18px}.pension-stack small{color:#bcdde3}
.pension-finder{padding:110px clamp(24px,8vw,140px);background:#fff}.finder-intro{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:end;margin-bottom:52px}.finder-intro .coverage-kicker{grid-column:1/-1}.finder-intro h2,.pension-layer h2,.pension-check h2{font-size:clamp(40px,4.4vw,68px);line-height:1.06;letter-spacing:-.045em;margin:0}.finder-intro h2 em,.pension-layer h2 em,.pension-check h2 em{font-family:var(--serif);font-weight:400;color:var(--blue)}.finder-intro>p:last-child{font-size:17px;line-height:1.7;color:#587582}.finder-form{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;padding:28px;background:#eef6f7;border:1px solid #d1e2e5}.finder-form fieldset{border:0;margin:0;padding:20px;background:#fff;min-width:0}.finder-form legend{font-weight:800;color:var(--deep);font-size:15px;margin-bottom:14px}.finder-form label{display:block;margin:8px 0;cursor:pointer}.finder-form input{position:absolute;opacity:0}.finder-form label span{display:block;padding:11px 13px;border:1px solid #cbdde1;color:#52717e;transition:.2s}.finder-form input:checked+span{border-color:#08aeb9;background:#e2f7f7;color:var(--deep);box-shadow:inset 4px 0 #08aeb9}.finder-form input:focus-visible+span{outline:3px solid rgba(8,174,185,.3);outline-offset:2px}.finder-submit{grid-column:1/-1;justify-self:start;border:0;cursor:pointer;margin-top:8px}.finder-result{margin-top:22px;padding:34px;background:linear-gradient(135deg,#063753,#087a91);color:#fff}.finder-result-head>span{font-size:11px;letter-spacing:.16em;color:#8de9e9;font-weight:800}.finder-result-head h3{font-size:27px;margin:10px 0}.finder-result-head p{max-width:780px;line-height:1.65;color:#c3e0e5}.finder-scores{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:28px}.finder-scores article{display:grid;grid-template-columns:1fr auto;gap:12px;padding:20px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16)}.finder-scores article>div:first-child{display:flex;flex-direction:column}.finder-scores span{font-size:10px;letter-spacing:.14em;color:#8de9e9}.finder-scores strong{font-size:16px}.score-track{grid-column:1/2;height:7px;background:rgba(255,255,255,.16);overflow:hidden}.score-track i{display:block;height:100%;background:#55d7d9;transition:width .5s ease}.finder-scores b{grid-column:2;grid-row:1/3;align-self:center;font-family:var(--serif);font-size:42px;color:#fff}.finder-scores small{grid-column:1/-1;line-height:1.45;color:#bddce2}.finder-disclaimer{font-size:12px;line-height:1.55;color:#afd2d9;margin:24px 0 0}
.pension-layer{padding:115px clamp(24px,8vw,140px);display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;background:#fff}.pension-layer-alt{background:#eef6f7}.pension-layer-heading{position:relative}.pension-layer-heading>span{position:absolute;right:0;top:-40px;font-family:var(--serif);font-size:100px;color:#d9e8ea}.pension-layer-heading>*:not(span){position:relative;z-index:1}.pension-layer-copy>p:first-child{font-size:18px;line-height:1.75;color:#587582;margin-top:0}.pension-depot-link{display:grid;grid-template-columns:1fr auto;gap:5px 18px;margin-top:30px;padding:23px 25px;background:var(--deep);color:#fff}.pension-depot-link span{font-size:10px;letter-spacing:.15em;color:#70dfe1}.pension-depot-link strong{font-size:18px}.pension-depot-link b{grid-column:2;grid-row:1/3;align-self:center;font-size:22px}.pension-depot-link:hover{background:var(--blue)}
.pension-check{padding:110px clamp(24px,8vw,140px);background:#f4f9fa}.pension-check>div:first-child{display:grid;grid-template-columns:1fr 1fr}.pension-check .coverage-kicker{grid-column:1/-1}.pension-check-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:50px;background:#cddfe2;border:1px solid #cddfe2}.pension-check-grid article{padding:28px;background:#fff}.pension-check-grid span{font-family:var(--serif);font-size:40px;color:#a9ced3}.pension-check-grid h3{font-size:19px;margin:12px 0;color:var(--deep)}.pension-check-grid p{font-size:14px;line-height:1.65;color:#5a7783}.pension-callout{margin-top:0}
.pension-sources{padding:32px clamp(24px,8vw,140px);background:#e8f3f5;border-top:1px solid #d0e1e4;border-bottom:1px solid #d0e1e4}.pension-sources .coverage-kicker{margin-bottom:8px!important}.pension-sources>p:last-child{max-width:1080px;margin:0;color:#587582;line-height:1.65}.pension-sources a{color:var(--blue);font-weight:700;text-decoration:underline;text-underline-offset:3px}
@media(max-width:1000px){.pension-hero{grid-template-columns:1fr}.pension-stack{width:min(100%,600px)}.finder-intro,.pension-layer{grid-template-columns:1fr}.finder-scores{grid-template-columns:1fr}.pension-check-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.pension-finder,.pension-layer,.pension-check{padding:75px 22px}.pension-stack{gap:9px}.pension-stack article{padding:18px;width:100%!important}.pension-stack span{font-size:34px}.finder-intro{gap:24px}.finder-form{grid-template-columns:1fr;padding:14px}.finder-submit{width:100%;justify-content:center}.finder-result{padding:24px 18px}.pension-layer{gap:38px}.pension-layer-heading>span{font-size:70px}.pension-check-grid{grid-template-columns:1fr}.pension-check>div:first-child{display:block}}

/* Kfz, Unfall & Reise */
.mobility-page h2{font-size:clamp(40px,4.4vw,68px);line-height:1.06;letter-spacing:-.045em}.mobility-page h2 em{font-family:var(--serif);font-weight:400;color:var(--blue)}
.mobility-hero{min-height:730px;display:grid;grid-template-columns:1fr 1fr;background:linear-gradient(125deg,#052d49,#075a7d);color:#fff}.mobility-hero-copy{padding:100px clamp(24px,6vw,110px);align-self:center}.mobility-hero h1{font-size:clamp(50px,5.8vw,90px);line-height:1.02;letter-spacing:-.05em;margin:0 0 28px}.mobility-hero h1 em{font-family:var(--serif);font-weight:400;color:#70e1e1}.mobility-hero-copy>p:not(.coverage-kicker){font-size:18px;line-height:1.7;color:#c7e1e6}.mobility-hero figure{position:relative;margin:0;min-height:730px;overflow:hidden}.mobility-hero figure img{width:100%;height:100%;object-fit:cover}.mobility-hero figcaption{position:absolute;left:28px;bottom:26px;padding:12px 16px;background:rgba(4,43,66,.82);font-size:12px;color:#fff}.mobility-hero .breadcrumbs{margin-bottom:40px}
.mobility-topic{padding:115px clamp(24px,8vw,140px);display:grid;grid-template-columns:1.1fr .9fr;gap:80px;background:#f4f9fa}.mobility-topic-copy,.accident-copy,.travel-copy{position:relative}.mobility-topic .topic-number,.accident-copy .topic-number,.travel-copy .topic-number{right:0;top:-45px}.mobility-topic-copy>p:not(.coverage-kicker),.accident-copy>p:not(.coverage-kicker),.travel-copy>p:not(.coverage-kicker){font-size:17px;line-height:1.75;color:#587582}.gap-card{align-self:center;padding:46px;background:linear-gradient(140deg,#063753,#087f94);color:#fff;box-shadow:0 24px 55px rgba(5,56,81,.16)}.gap-card>span{font-size:11px;letter-spacing:.17em;color:#7ce5e6;font-weight:800}.gap-card h3{font-size:28px;line-height:1.25;margin:18px 0}.gap-card p{line-height:1.7;color:#c2e0e5}.gap-card strong{display:block;padding-top:20px;margin-top:22px;border-top:1px solid rgba(255,255,255,.2);line-height:1.55}
.accident-section,.travel-section{display:grid;grid-template-columns:1fr 1fr;align-items:stretch;background:#fff}.accident-section figure,.travel-section figure{margin:0;min-height:620px;overflow:hidden}.accident-section img,.travel-section img{width:100%;height:100%;object-fit:cover}.accident-copy,.travel-copy{padding:110px clamp(24px,7vw,120px)}
.accident-calculator{padding:110px clamp(24px,8vw,140px);display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;background:#e8f3f5}.accident-calc-head>p:last-child{font-size:17px;line-height:1.7;color:#587582}.accident-calc-panel{padding:38px;background:#fff;border:1px solid #cbdde1;box-shadow:0 20px 50px rgba(5,55,80,.08)}.progression-options{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.progression-options button{padding:14px;border:1px solid #b9d1d6;background:#fff;color:var(--deep);font-weight:800;cursor:pointer}.progression-options button.is-active{background:var(--deep);border-color:var(--deep);color:#fff}.invalidity-control{display:flex;justify-content:space-between;align-items:flex-end;margin:32px 0 10px;color:var(--deep);font-weight:700}.invalidity-control output{font-family:var(--serif);font-size:42px;color:var(--blue)}#invalidity-range{width:100%;height:8px;accent-color:#06aeb9;cursor:ew-resize}.range-scale{display:flex;justify-content:space-between;margin-top:8px;color:#6c8894;font-size:11px}.accident-result{display:grid;grid-template-columns:1fr auto;align-items:center;margin-top:30px;padding:24px;background:#f0f7f8}.accident-result span{font-size:13px;color:#587582}.accident-result strong{grid-column:2;grid-row:1/3;font-family:var(--serif);font-size:clamp(34px,4vw,52px);color:var(--deep)}.accident-result small{color:#1593a2}.accident-visual{height:12px;margin-top:15px;background:#d6e5e8;overflow:hidden}.accident-visual-fill{height:100%;background:linear-gradient(90deg,#0caeb8,#075f82);transition:width .25s}.calculator-note{font-size:12px;line-height:1.55;color:#6c8792;margin:22px 0 0}
.travel-section{background:#f4f9fa}.travel-section figure{order:2}.travel-booking{display:grid;grid-template-columns:1fr auto;gap:5px 18px;margin-top:30px;padding:24px 26px;background:var(--deep);color:#fff}.travel-booking span{font-size:10px;letter-spacing:.15em;color:#75e1e2}.travel-booking strong{font-size:18px}.travel-booking b{grid-column:2;grid-row:1/3;align-self:center;font-size:23px}.travel-booking:hover{background:var(--blue)}.partner-note{display:block;margin-top:10px;color:#6b8792}
.mobility-overview{padding:90px clamp(24px,8vw,140px);background:#fff}.mobility-overview>div{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#d0e0e3;border:1px solid #d0e0e3}.mobility-overview article{padding:30px;background:#fff}.mobility-overview article span{font-family:var(--serif);font-size:40px;color:#b4d3d7}.mobility-overview h3{font-size:24px;margin:8px 0;color:var(--deep)}.mobility-overview p{line-height:1.6;color:#5b7783}.mobility-sources{padding:30px clamp(24px,8vw,140px);background:#e8f3f5}.mobility-sources .coverage-kicker{margin-bottom:8px!important}.mobility-sources>p:last-child{margin:0;line-height:1.65;color:#587582}.mobility-sources a{color:var(--blue);font-weight:700;text-decoration:underline;text-underline-offset:3px}
@media(max-width:1000px){.mobility-hero,.mobility-topic,.accident-section,.travel-section,.accident-calculator{grid-template-columns:1fr}.mobility-hero figure{min-height:520px}.accident-section figure,.travel-section figure{min-height:460px}.travel-section figure{order:0}.mobility-overview>div{grid-template-columns:1fr}.accident-calculator{gap:40px}}
@media(max-width:680px){.mobility-hero-copy,.mobility-topic,.accident-copy,.travel-copy,.accident-calculator,.mobility-overview{padding:75px 22px}.mobility-hero figure{min-height:330px}.accident-section figure,.travel-section figure{min-height:330px}.gap-card{padding:30px 24px}.accident-calc-panel{padding:24px 18px}.progression-options button{padding:12px 5px}.accident-result{grid-template-columns:1fr}.accident-result strong{grid-column:1;grid-row:auto;margin-top:8px}.invalidity-control output{font-size:34px}}

/* Haftpflicht, Hausrat & Wohngebäude */
.coverage-page{background:#fff;color:var(--ink)}
.coverage-nav{height:104px;padding:12px clamp(24px,6vw,100px);display:flex;align-items:center;gap:30px;background:#fff;border-bottom:1px solid #dce7ea;position:relative;z-index:10}
.coverage-brand{width:360px;height:76px;margin-right:auto}.coverage-brand img{width:100%;height:100%;object-fit:contain}
.coverage-back,.coverage-phone{font-size:14px;font-weight:700;color:var(--deep)}.coverage-phone{padding:12px 18px;border:1px solid #aac2cb;border-radius:999px;color:var(--blue)}
.coverage-hero{min-height:720px;padding:110px clamp(24px,10vw,180px);display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:80px;color:#fff;background:radial-gradient(circle at 82% 32%,rgba(43,205,211,.27),transparent 24%),linear-gradient(125deg,#052d49,#075a7d 62%,#0b95a5);position:relative;overflow:hidden}
.coverage-hero:after{content:'';position:absolute;width:650px;height:650px;border:1px solid rgba(190,246,247,.18);border-radius:50%;right:-80px;top:30px;box-shadow:0 0 0 70px rgba(164,238,240,.035),0 0 0 140px rgba(164,238,240,.025)}
.coverage-hero-copy,.coverage-hero-mark{position:relative;z-index:2}.breadcrumbs{display:flex;gap:9px;flex-wrap:wrap;margin-bottom:45px;font-size:12px;color:#b9dbe3}.breadcrumbs a:hover{text-decoration:underline}
.coverage-kicker{font-size:11px!important;line-height:1.4!important;letter-spacing:.18em;font-weight:700;color:#238ca1;margin:0 0 20px!important}.coverage-hero .coverage-kicker{color:#90ecec}
.coverage-hero h1,.coverage-intro h2,.coverage-copy h2,.elemental-callout h2,.valuation-head h2,.faq-head h2,.coverage-cta h2{font-family:'Manrope',sans-serif;letter-spacing:-.045em;line-height:1.06}.coverage-hero h1{font-size:clamp(50px,6vw,92px);margin:0 0 30px}.coverage-hero h1 em,.coverage-intro h2 em,.coverage-copy h2 em,.elemental-callout h2 em,.valuation-head h2 em,.faq-head h2 em,.coverage-cta h2 em{font-family:var(--serif);font-weight:400;font-style:italic;color:#59d7dc}
.coverage-lead{font-size:19px;line-height:1.7;color:#d0e8ed;max-width:750px}.coverage-hero-actions{display:flex;align-items:center;gap:28px;margin-top:34px}.coverage-text-link{border-bottom:1px solid rgba(255,255,255,.42);padding-bottom:5px;font-size:14px}
.coverage-trust{display:flex;gap:24px;flex-wrap:wrap;margin-top:46px;color:#b9dbe3;font-size:12px}.coverage-trust span{padding-right:24px;border-right:1px solid rgba(255,255,255,.25)}.coverage-trust span:last-child{border:0}
.coverage-hero-mark{justify-self:end;width:320px;height:320px;border-radius:50%;border:1px solid rgba(255,255,255,.28);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;background:rgba(255,255,255,.045);backdrop-filter:blur(5px)}.coverage-hero-mark span{font-family:var(--serif);font-size:112px;line-height:.8;color:#a7eff0}.coverage-hero-mark small{margin-top:22px;letter-spacing:.17em;line-height:1.6}
.coverage-intro{padding:110px clamp(24px,10vw,180px);background:#f4f9fa}.coverage-intro>div{display:grid;grid-template-columns:1fr .8fr;gap:90px;align-items:end}.coverage-intro h2,.coverage-copy h2,.elemental-callout h2,.valuation-head h2,.faq-head h2,.coverage-cta h2{font-size:clamp(40px,4.4vw,68px);margin:0}.coverage-intro h2 em,.coverage-copy h2 em,.valuation-head h2 em,.faq-head h2 em{color:var(--blue)}.coverage-intro>div>p{font-size:18px;line-height:1.75;color:#567482}.coverage-jump{display:grid;grid-template-columns:repeat(3,1fr);margin-top:60px;border-top:1px solid #cbdcdf;border-bottom:1px solid #cbdcdf}.coverage-jump a{padding:20px 5px;font-weight:700;color:var(--deep)}.coverage-jump a:hover{color:var(--blue)}
.coverage-topic{padding:120px clamp(24px,8vw,140px);display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center;background:#fff}.coverage-topic.reverse{background:#edf5f6}.coverage-topic.reverse .coverage-image{order:2}.coverage-image{min-height:560px;overflow:hidden}.coverage-image img{width:100%;height:100%;min-height:560px;object-fit:cover;display:block;transition:transform .6s}.coverage-image:hover img{transform:scale(1.02)}
.coverage-copy{position:relative}.topic-number{font-family:var(--serif);font-size:88px;color:#d5e5e8;position:absolute;right:0;top:-50px}.coverage-copy h2{font-size:clamp(38px,4vw,62px);margin-bottom:30px}.coverage-copy>p:not(.coverage-kicker):not(.broker-note){font-size:17px;line-height:1.75;color:#587582}.coverage-list{list-style:none;padding:0;margin:28px 0}.coverage-list li{padding:13px 0;border-top:1px solid #d3e1e4;display:flex;gap:12px;line-height:1.5}.coverage-list li:before{content:'✓';color:var(--cyan);font-weight:700}.broker-note{padding:20px 24px;border-left:3px solid var(--cyan);background:#edf8f8;font-family:var(--serif);font-style:italic;font-size:18px;line-height:1.55;color:var(--deep)}
.document-teaser{display:flex;justify-content:space-between;gap:20px;padding:18px 20px;border:1px dashed #8db9c3;background:rgba(255,255,255,.55);font-weight:700;color:var(--deep)}.document-teaser small{color:#668895;font-weight:500}
.elemental-callout{padding:100px clamp(24px,10vw,180px);display:grid;grid-template-columns:300px 1fr;gap:70px;align-items:center;background:linear-gradient(130deg,#062f4d,#066e89);color:#fff}.advisor-portrait{align-self:end;height:430px;overflow:hidden}.advisor-portrait img{width:100%;height:100%;object-fit:contain;object-position:center bottom;display:block}.elemental-callout .coverage-kicker{color:#81e5e6}.elemental-callout h2{margin-bottom:25px}.elemental-callout blockquote{font-family:var(--serif);font-size:25px;line-height:1.45;margin:25px 0;padding-left:25px;border-left:2px solid #5de1df;color:#dff8f8}.elemental-callout p{line-height:1.75;color:#bfdde3}.elemental-callout strong{display:block;margin-top:20px;color:#fff}
.valuation-section{padding:110px clamp(24px,10vw,180px);background:#f4f9fa}.valuation-head{display:grid;grid-template-columns:1fr .8fr;column-gap:80px}.valuation-head .coverage-kicker{grid-column:1/-1}.valuation-head h2 em{color:var(--blue)}.valuation-head>p:last-child{font-size:17px;line-height:1.7;color:#587582}.valuation-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:55px}.valuation-grid article{padding:38px;background:#fff;border:1px solid #d2e2e5;position:relative}.valuation-grid article>span{font-family:var(--serif);font-size:48px;color:#bddadd}.valuation-grid h3{font-size:25px;color:var(--deep);margin:10px 0}.valuation-grid p{line-height:1.65;color:#5c7885}.valuation-grid small{display:block;margin-top:30px;padding-top:18px;border-top:1px solid #dbe6e8;letter-spacing:.14em;color:#6f8b97}
.coverage-faq{padding:110px clamp(24px,10vw,180px);display:grid;grid-template-columns:.65fr 1.35fr;gap:90px}.faq-head h2 em{color:var(--blue)}.faq-list{border-top:1px solid #cbdcdf}.faq-list details{border-bottom:1px solid #cbdcdf;padding:23px 0}.faq-list summary{cursor:pointer;font-weight:700;color:var(--deep);font-size:17px;list-style:none;padding-right:30px;position:relative}.faq-list summary:after{content:'+';position:absolute;right:0;font-size:22px;color:var(--cyan)}.faq-list details[open] summary:after{content:'–'}.faq-list details p{line-height:1.7;color:#587582;margin:18px 40px 0 0}
.coverage-cta{text-align:center;padding:110px 24px;background:#e8f3f5}.coverage-cta h2 em{color:var(--blue)}.coverage-cta>p:not(.coverage-kicker){font-size:18px;line-height:1.7;color:#587582;max-width:760px;margin:28px auto}.coverage-cta .button.primary{background:var(--deep);color:#fff}.coverage-cta .button.ghost{border-color:#83a9b4;color:var(--deep)}.coverage-cta>small{display:block;margin-top:38px;color:#718c97}
@media(max-width:1000px){.coverage-hero{grid-template-columns:1fr}.coverage-hero-mark{display:none}.coverage-intro>div,.coverage-topic,.elemental-callout,.valuation-head,.coverage-faq{grid-template-columns:1fr}.coverage-topic.reverse .coverage-image{order:0}.coverage-image,.coverage-image img{min-height:440px}.advisor-portrait{width:260px;height:350px}.valuation-grid{grid-template-columns:1fr}.coverage-faq{gap:45px}}
@media(max-width:680px){.coverage-nav{height:78px;padding:8px 18px}.coverage-brand{width:210px;height:58px}.coverage-back{display:none}.coverage-phone{font-size:0;width:42px;height:42px;padding:0;display:grid;place-items:center}.coverage-phone:after{content:'☎';font-size:18px}.coverage-hero{min-height:auto;padding:85px 22px}.breadcrumbs{margin-bottom:32px}.coverage-hero h1{font-size:49px}.coverage-lead{font-size:17px}.coverage-hero-actions{align-items:flex-start;flex-direction:column}.coverage-trust{gap:12px}.coverage-trust span{width:100%;border:0}.coverage-intro,.coverage-topic,.valuation-section,.coverage-faq,.coverage-cta{padding:75px 22px}.coverage-intro>div{gap:25px}.coverage-jump{grid-template-columns:1fr}.coverage-jump a{border-bottom:1px solid #d2e0e3}.coverage-image,.coverage-image img{min-height:300px}.coverage-topic{gap:45px}.topic-number{font-size:60px;top:-20px}.document-teaser{flex-direction:column}.elemental-callout{padding:70px 22px;gap:35px}.advisor-portrait{height:300px;margin:auto}.elemental-callout blockquote{font-size:21px}.valuation-head{gap:25px}.coverage-faq{gap:35px}}

/* Final responsive placement for the hero gallery. */
.coverage-hero{grid-template-columns:minmax(0,2fr) minmax(280px,1fr);gap:70px}
@media(max-width:1000px){.coverage-hero{grid-template-columns:1fr}.coverage-hero-gallery{justify-self:start;width:min(100%,520px);aspect-ratio:16/9}}
@media(max-width:680px){.coverage-hero{gap:44px}.coverage-hero-gallery{width:100%;aspect-ratio:4/3}}